Written by crizlai on Mar 13th, 2011 | Filed under:
accidents,
awareness,
insurance,
life,
rant,
tips
There’s no doubt that buying a car is easy for many people out there but to maintain a car is not as hassle free as one may think. There are many things to take charge of after the purchases such as the changing of engine oil, air filter, car tires replacement and alignment, protecting that shine on your car, renewing of the road tax or even getting the cheapest auto insurance that would suit your needs. Well, your new “babe” would surely need lots of your attention after owning her from now onwards. LOL!
There are a few notes that I would like to stress on while you own a car. Firstly, it the golden rule of “Don’t Drink and Drive”. There’s nothing wrong with having some happy times in life but if you are under the influence of alcohol, it would be better to let someone else sober do the driving instead. If not, just take a cab home and make sure your car is securely locked and appropriately parked.
Secondly, it’s the “Don’t Text & Drive” even if you really need to send an urgent text messaging to just anyone. Pull over your car and park at a safe spot that would not obstruct any traffic and make whatever calls or text messages you would need to do before proceeding to your next destination.
The latest concern by the respective authorities sparked another new distraction while driving. It’s the “Don’t Eat and Drive” policy. Through a recent survey, it was found that many drivers would commit such an act due to their hectic lifestyle. Meals on wheels had become a norm in the lives of many drivers. There have been many reported accident cases caused by the distractions from spilled drinks, ketchups or even falling asleep from a “too heavy meal” while driving. If you intend to eat, do it in a safe spot and not while driving. Make sure you are not drowsy after each meal before driving off.
I'm thirsty for a drink now. Would you be kind enough to treat me?
Written by crizlai on Jan 1st, 2011 | Filed under:
awareness,
health,
insurance,
life,
lifestyle,
living,
rant
What would be your phobia as age began to creep in slowly before you knew it? It’s the fear of being sick. It can be one of the scariest things to deal with when you do not have the means to get any proper treatments. As we know, certain medical treatments can be rather costly and it would not be as affordable as popping into any pharmacy for some basic medications. This could be a nightmare for many who were not somehow covered by any sort of health insurance.
If you are a frequent traveler, even within your own continent, you might want to get the best health insurance coverage as most insurance companies out there, do not provide adequate travel medical insurance, emergency medical evacuation, repatriation or trip cancellation. I’m sure your preferred insurance agent would be more than happy to guide you through your questions. I found mine, the NC health insurance to be real helpful in this matter.
Amongst NC health insurance’s offers includes individual health insurance with Blue Cross Blue Shield of NC (BCBSNC), known for their Blue Advantage products, group health insurance, life insurance from multiple carriers, short term health insurance, dental insurance, Medicare Supplement and Medicare Advantage.
I'm thirsty for a drink now. Would you be kind enough to treat me?
Written by crizlai on May 13th, 2010 | Filed under:
family,
insurance,
life,
rant,
tips
Why would I say that a smart family would be a family that would be wealthy? It’s surely not for the present but for the future of the generations to come. It’s the family financial planning which most of us are rather stressed with, considering the headaches one would have in planning what to spend, when to spend, where to spend and how to spend wisely.
Family financial planning should not be something to fear of. It’s a matter of getting into the habits of controlling your spending habits, both for your short term as well as long term goals.
One of the great ways to reduce your stress and have a satisfying family life would be by having the whole life insurance coverage. Not only would you efficiently prepare for the future as you family members grow older, it would also be a great way to provide some financial freedom in times of emergencies. Remember well that the younger one starts to get himself insured, the lesser annual premium one needs to pay. So, do plan wisely for the future of your family.
I'm thirsty for a drink now. Would you be kind enough to treat me?
Written by crizlai on Jan 29th, 2010 | Filed under:
awareness,
family,
insurance,
life,
living,
tips
Some people may think that the words “life insurance” is a taboo in their daily conversation as it would involve some bad encounters that may take away a life and most of the time it would be almost towards the end of their life journey before they would decide to buy that insurance policy. Do you think that it’s a smart decision? I would not think so. Even if a person has been working in a company and employer’s life insurance policy has been one of the benefits, it’s still not adequate enough to benefit the family during any unforeseen incident, especially death.
There are two types of life insurance one should take note of – Term Life Insurance or Investment Life Insurance. Term insurance will cover benefits to your immediate family or whoever your dependents may be whereas Investment Life Insurance would include endowment policies and other life policies. Part of the premium would be used for investment purposes. Thus, you may withdraw some of the investment profits prior to your death for your own usage. In short, the early you start the latter plan, the more investment profit you would get as you grow older.
It’s important to shop around for the best life insurance quotes to suit your needs, especially on the affordability part. Make sure you are happy with the coverage when it comes to buying life insurance as it would be your best gift for the security of your family.
I'm thirsty for a drink now. Would you be kind enough to treat me?
Written by crizlai on Nov 2nd, 2009 | Filed under:
accidents,
emergency,
family,
insurance,
life,
medical,
rant
Going for a vacation would be something great for many of us after working so hard for many years but how sure are we that we would be safe from any unexpected weather, health, environmental hazards or any unforeseen emergencies? Even if we were to travel across the state, we might not know what’s our future would be. Although most of us are protected under difference insurance plans, I have not seen any protection and assistance plans as comprehensive and exciting as the Good Sam Emergency Assistance Plus (EA+) program. Not only are their members covered under the Worldwide 24-Hour Travel Medical Assistance & Emergency Evacuation program, their loved ones and belongings are also assisted in times of emergencies.
The most attractive feature in joining them for me would be their ability to assist during accident or medical incident where emergency medical assistance would be provided by air and/or ground to the nearest health-care facility for proper treatment. Even if the member can’t be relocated, a dispatching specialist would be sent to oversee everything. That’s really cool!
So many thousands of Americans had joined the EA+ program to date, why not you? They even have a no-obligation money-back guarantee which would allow you a full 30 day examination period.
I'm thirsty for a drink now. Would you be kind enough to treat me?
