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INSIGHT CRIZ

applying love in our life

Archive for the ‘family’ Category

24-HOUR EMERGENCY MEDICAL ASSISTANCE

Written by crizlai on Nov 2nd, 2009 | Filed under: accidents, emergency, family, insurance, life, medical, rant

Going for a vacation would be something great for many of us after working so hard for many years but how sure are we that we would be safe from any unexpected weather, health, environmental hazards or any unforeseen emergencies? Even if we were to travel across the state, we might not know what’s our future would be. Although most of us are protected under difference insurance plans, I have not seen any protection and assistance plans as comprehensive and exciting as the Good Sam Emergency Assistance Plus (EA+) program. Not only are their members covered under the Worldwide 24-Hour Travel Medical Assistance & Emergency Evacuation program, their loved ones and belongings are also assisted in times of emergencies.

The most attractive feature in joining them for me would be their ability to assist during accident or medical incident where emergency medical assistance would be provided by air and/or ground to the nearest health-care facility for proper treatment. Even if the member can’t be relocated, a dispatching specialist would be sent to oversee everything. That’s really cool!

So many thousands of Americans had joined the EA+ program to date, why not you? They even have a no-obligation money-back guarantee which would allow you a full 30 day examination period.

I'm thirsty for a drink now. Would you be kind enough to treat me?


A GREAT WAY TO PAMPER YOURSELF AT HOME

Written by crizlai on Mar 7th, 2009 | Filed under: family, home, internet, life, lifestyle, living, product, rant, solutions, stress, tips

HOMESEATS

The local Internet Service Provider (ISP) has been having some server issues for the past two weeks and browsing through some websites has been extremely slow. Needless to say, I even had problems accessing to my own websites. Instead of banging my head against the monitor and screaming for help trying to get all my online work done, I had decided to relax myself from getting more stress due to the internet access issues. What would be the next alternative when you have a bad connection issue? I would just laze in front of the TV, catching up with those movies that I had missed.

But then, what’s the point having the best HDTV Home Theater System at home when I can’t even have the full comfort to relax myself? I would love to pamper myself by lying on my sofa but it did hinder my other family members from utilizing it. To sit upright all the time indeed gave me more discomforts. I will need to get some solutions now but could I do? Should I buy more sofas for the living room should I get some bean bags to throw around my rugged areas?

Hmm… Why my neighbor never complained about the connection issues even though his whole family members were heavy internet users? They do look as relax as ever. Could it be the home theater seating he had purchased recently? I really had to go over now ask them about their secret. Gosh! Those chairs are darn comfortable! Not only was I able to relax fully on the soft cushions it has, I can even adjust it to a position that I would feel comfortable in. With his assurance that I would not have any regrets purchasing one, I’m surely going to head down town now to book my orders. Maybe I would just get the whole set for every single members of my family. They ought to have the comfort in life as well.

I'm thirsty for a drink now. Would you be kind enough to treat me?


THINK ABOUT YOUR LOVED ONES

Written by crizlai on Dec 29th, 2008 | Filed under: family, health, insurance, life, living, rant

 

 

 

 

 

 

 

 

Who would be the most important members in your life other than your own family? The answer is none. Most of the loves you had received and given were within your own family members. If there were any unforeseen misfortune, what would become of your family members if you were the sole bread earner? You won’t want to see them suffer for the rest of their lives without any compensation right?

It has become quite a norm for many people to steer away when someone approached them for some insurance coverage. I would understand if the person is fully insured and does not require more policies. What about a big majority of those who had just came into the working world? Did they know that the earlier age they get themselves some insurance policies, the lesser the premium is?

Here is a case scenario of a person who kept postponing his buying of a life insurance even after he got married. After a year or so, he finally had a child. Although his business had blossomed, he still refused to be committed, thinking that whatever he had earned through his working life would be sufficient for the welfare of his unemployed wife and child. Eventually, the economy crisis struck unexpectedly and business was not doing so well. He was struggling to maintain his monthly family expenses. Before the child even reached the age of 4 years old, he was struck with a terminal illness and eventually passed away. There were nothing much left to help his family pull through with life, except a skeleton company and a mortgage house. What a pity case!

What I do not understand here is why most people prefer to look at short term profits rather than looking at long term financial planning which could benefit everybody within the family. There are so many types of term life insurance rates that would be available to suit everybody’s budget. Moreover, you can upgrade your policies anytime to a higher coverage when you have met your financial stability. Would you not think about the benefits your loved ones would gain by you making the wise move to be insured right now?

I'm thirsty for a drink now. Would you be kind enough to treat me?


AN IDEAL CHRISTMAS GIFT

Written by crizlai on Nov 15th, 2008 | Filed under: christmas, family, gifts, life, love, product, rant

 

 

 

 

 

 

 

 

It is Christmas time again just around the corner where we deck the halls with red and green, gold and silver, tinsels and mistletoes of every color. There will be snow and sleet in other parts of the world but here we celebrate under the beauty of the tropical sun. However, the spirit of Christmas is still prevalent with many shopping malls bringing out their grandest and tallest Christmas trees. This is the season of shine and glitter. It is also the season of spreading peace, love and joy throughout the world.

Christmas has always been a season where extra care and special thoughts are part and parcel of the celebration. The painstaking of choosing, buying and wrapping every single gift is the cherished effort that both giver and receiver are delighted and happy. There are so many types of gifts within everyone’s budget available in shopping malls as well as online gift shops. What should I get for my loved ones this year?< Every since I had watched a Taiwanese movie where this guy had an alarm clock with his father’s voice which sounded like “Chip chip chip… XXXX… Time to wake up”, I had been trying real hard to get one for myself as well as for my loved one but without avail. The next alternative I sourced online was some talking watches that can tell the time in clear voices. These could be a real cool Christmas gifts too. I think I would purchase a set of “His & Hers”. Don’t you think this would be ideal for couples like us?

I'm thirsty for a drink now. Would you be kind enough to treat me?


WHY DO COUPLES QUARREL?

Written by crizlai on Oct 22nd, 2008 | Filed under: emotion, family, living, marriage

 

 

 

 

 

 

 

 

There are just hundreds of reasons why we were in the quarrelling mode at times and would not look deeply into the main core of the reasons and seek solutions. Let us discuss on two of the more prominent reasons that would destruct a married life.

MONEY

“Money is the root of evil”. That’s what we have known ever since we were born into this world. But is it true when it involves in relationship? Let’s see some of the scenarios. Do you combine your total earnings into one general account for the household expenditure or do you have separate accounts? Some might even consider both. What would yours be?

It may work fine at the initial stage of a marriage to have joint account to push the “family as one” off the ground. After years of marriage, things might not be as pleasant anymore. There would be disputes about how much the other would spent on their personal usage and how much the other truly contributed towards the family expenditure.

There ought to be some agreements at the initial stage of each marriage. Ideally, it would be better to have two accounts for each individual. One would be the joint account and the other would be the personal account. Both must agree to set certain amount or percentage of their income into their joint account while leaving some for their personal usage. This might just work well if only both agree to do so without being calculative on how much the other person is earning.

There are cases where A is earning X amount while B is earning just 40% of X amount. Quarrels would spark when B is in need of funds while A is still holding on to the “extras” for his or her own usage. As I have mentioned earlier, there SHOULD BE AN AGREEMENT at the initial stage. IF A has the “extras”, he or she should put that into the “buffer” account in case there are any unforeseen emergencies in the case of B. After all, they are always sacrifices for the better of any relationship

EMOTIONS AND NEEDS

“It takes two hands to make a clap”. Well, it does in a relationship. Humans are social animals as they would always need love, company, attention, fulfillment of their needs and so on. If two were to lie down together, they keep both warm, but if one decide to stay at one side of the bed, how could both have warmth? This scenario happened in many broken down marriages.

Marriage life is a two way communication process in order to maintain a harmonious relationship. There is no such thing as a one-way love although it may happen in a certain stage of a relationship. Sooner or later, the party would be burnt out. Romantic spirit should always be there. Everyone would like to love and be loved. Even a little flirtation between spouses would make the relationship more interesting. No one would like a monotonous marriage where both are doing their personal things without any communication all the time. Would you?

In some cases, marriage life ended up as companionship rather than as husband and wife. One party would be so busy with the business that coming home would be just for the sake of having a company in bed. One might just want to have some surprise fun but the other would just give excuses for being exhausted. As time pass by, the lack of tenderness, fulfillment of needs and participation of a fairy-tale marriage would just seep away slowly but surely.

Would you want to fill your dreams by being selfish in your own wants and starve the needs of the other in a relationship? Just ask yourself truthfully what have you been doing in your married life? Are you still a lover or have you merely turned yourself into a breaker?

I'm thirsty for a drink now. Would you be kind enough to treat me?

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